Decide · Improve

Repair, replace, or wait?

Age and condition clarify the fork — they do not force a winner.

Interactive guide

Enter what you know. See both sides.

Age, pitch, and what you see shape the tradeoffs. Nothing here declares a winner.

What you see
What matters most right now?

If minimizing future repairs matters most, replacement can become more relevant when age and wear stack up.

May favor

Repair

Points this way

  • The age you entered is under 20 years.
  • You did not note an active leak.

Watch-outs

  • Nothing you entered argues against this.

Replace

Points this way

  • Nothing you entered points this way.

Watch-outs

  • Nothing you entered argues against this.

Wait and watch

Points this way

  • Nothing you entered points this way.

Watch-outs

  • Nothing you entered argues against this.

What this does not settle

  • This is not an inspection. A stain or a leak can come from flashing, a valley, or a vent.
  • Labor, materials, deck condition, access, and permits can change a real bid. This page does not price them.
  • A roofer would still need to see the deck, flashing, and ventilation before anyone could say what the roof needs.

Act

Get Local Estimates

Connect with local professionals for project estimates. Your MyHousingIQ planning range stays separate from any future contractor quotes.

Open calculator →

At a glance

How the three paths usually differ

Illustrative planning bands — not quotes. Use the tool above with your age and condition, then attach numbers in the calculator.

Repair

$1,200 – $3,000

Illustrative planning band

Best for

  • Minor or isolated damage
  • Roof is relatively young
  • You need to stop a small issue quickly

Considerations

  • Leaks can return if the cause is wider
  • Older roofs may need repeated patches

Replace

$15,000 – $23,000

Illustrative planning band

Best for

  • Older roofs with widespread wear
  • Multiple slopes show trouble
  • You plan to stay long term

Considerations

  • Higher upfront cost and disruption
  • Site conditions can move the final bid

Monitor

$0 (now)

Plan later

Best for

  • Minor wear with no leaks
  • You are building a reserve
  • You want a scheduled project, not an emergency

Considerations

  • Delaying a known leak can raise interior damage
  • Selling soon may still need clarity for buyers

Ready for numbers?

Attach a planning range from your roof size.

Get squares and a cost band — then decide with a local pro. Bids still need a site visit.

Questions

Straight answers

Does this page tell me to replace my roof?

No. It lists tradeoffs. You choose with a qualified local professional.

Are the dollar figures quotes?

No. The bands above are illustrative planning examples. Use the roofing calculator for quantity and a planning range based on your inputs. Bids require a site visit.

Can a calculator diagnose a failing roof?

No. Deck, flashing, and ventilation need eyes on the roof.