Rent vs buy
When buying beats renting as the rate changes
Each row runs the rent vs buy calculator at one interest rate: one point below 6.5%, 6.5%, and one point above. The verdict and dollar lead come from that calculation. This page recalculates from the calculator inputs. It does not read a live rate feed.
Calculator inputs
Taxes, insurance, appreciation, investment return, and the other rent vs buy inputs stay on the calculator defaults. Changing these numbers recalculates every row.
Verdict at each rate, after 7 years
| Interest rate | Verdict | Dollar lead | Result |
|---|---|---|---|
| 5.5% | Renting | $11,921 | Renting is ahead by $11,921. |
| 6.5% | Renting | $40,805 | Renting is ahead by $40,805. |
| 7.5% | Renting | $70,063 | Renting is ahead by $70,063. |
Should I rent or buy? · Open the rent vs buy calculator
Questions
Does this page use today’s mortgage rates?
No. Each row runs the rent versus buy formula at one rate: one point below the rate filled in on the page, that rate, and one point above. It does not read a live rate feed.
Can a different stay change which path wins?
Yes. The years, price, and rent on the rent versus buy calculator can flip the result. This page only moves the rate.
Is the dollar lead a quote?
No. It is an estimate from the calculator inputs, including the appreciation and investment return already filled in.